Steve, Author at NeXstep Real Estate Group https://nexsteprealestate.com/author/steve/ Denver Area Real Estate Thu, 02 Apr 2020 17:48:12 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.3 https://nexsteprealestate.com/wp-content/uploads/2017/08/favicon-150x150.png Steve, Author at NeXstep Real Estate Group https://nexsteprealestate.com/author/steve/ 32 32 High Elevation https://nexsteprealestate.com/1st-choice-home-inspections-2/ Wed, 03 Oct 2018 16:23:45 +0000 https://nexsteprealestate.com/?p=8322 Custom Website Design • Semi-Custom Design • Mobile Website Design • Single Property Websites • Website Administration • Website Marketing • Search Engine Optimization • Pay-Per-Click Marketing • Email Campaigns • Newsletter Design • Print & Logo Design • Web Consulting & Reporting

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Custom Website Design • Semi-Custom Design • Mobile Website Design • Single Property Websites • Website Administration • Website Marketing • Search Engine Optimization • Pay-Per-Click Marketing • Email Campaigns • Newsletter Design • Print & Logo Design • Web Consulting & Reporting

Steve Haase – Owner
Phone: (877) 862-4800
Email: info@highelevation.net
Location: Gunnison, CO

Broker: Ryan Sondrup

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Excel Financial Group https://nexsteprealestate.com/excel-financial-group/ Fri, 06 Apr 2018 16:13:04 +0000 http://highelevation.us/nexsteprealestategroup/?p=4104 Shauna Moffatt, Mortgage Broker/Consultant Mobile: 970-566-0307 Email: shauna_moffatt@excelfg.com Website: https://www.excelmortgagebrokers.com/staff/shauna-moffatt/ About Shauna…

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Shauna Moffatt, Mortgage Broker/Consultant
Mobile: 970-566-0307
Email: shauna_moffatt@excelfg.com
Website: https://www.excelmortgagebrokers.com/staff/shauna-moffatt/

About Shauna Moffatt

Shauna grew up in Colorado with a love for this state!  She graduated from Creighton University with a Bachelor of Science in Business Administration, double majoring in Economics and Finance.  After college, she began working for an international IT and Business Process Consulting Company where she learned valuable project management and leadership skills.

In 2002, she moved back to Colorado with her husband to enjoy all the wonderful activities Colorado had to offer.  She started working at Excel Financial Group LLC shortly after returning and has never looked back.  Being a Mortgage Consultant has provided Shauna the opportunity to combine her love of math and finance with what she liked most about consulting – working closely with clients to help them achieve their goals!

In over 15 years as a Mortgage Consultant, Shauna has earned the trust of her clients and colleagues.  She focuses on understanding the financial goals of her clients, whether they be a First Time Home Buyer or sophisticated Real Estate Investor, and works hard to counsel them on the financing options available to enable them to meet those goals.  If you are looking for a trusted adviser to help you with buying a new home or refinancing your current one, please contact Shauna.

“This is my third time using Excel’s services. Shauna and her team have been nothing but a pleasure to work with. They have always found me the best deal, take time to explore and explain my options and everything has always run smoothly.” – Jeff, Denver, CO

“I’m a part time real estate agent but also invest in my own real estate properties and I always recommend to my clients they reach out to Shauna for their lending needs. Shauna and her team are diligent, they communicate process and status better than anyone I’ve worked with, and always seem to be looking out for their clients. I recently tried to use another bank for my personal refinance as they reached out to me. After 60 days and hundreds of dollars spent out of my own pocket, they were not able to close my loan citing Freddie and Fannie resale issues. I sent all my information to Shauna and in a few shorts days she had a few different lenders that could procure a loan for me. I’ll be a fool to go anywhere else.” – Aaron, Denver, CO

“I am a first-time buyer and Shauna took so much care that I knew what was going on. She would go above and beyond by taking and returning calls and emails over the weekend. By the end, I thought I was working with a good friend. Couldn’t have asked for more!” – Ed, Littleton, CO

“Shauna is by far the best mortgage broker I have ever dealt with. She is knowledgeable, diligent, and a delight to work with. You would be lucky to work with her!!” – Claire, Fort Collins, CO

“I would recommend the Excel Team to friends, family, and colleagues anytime! If I had to call out three things they would be: patience – the team took the time to explain details; thorough – the team made sure all information was input timely and accurately and lastly friendly – every time I spoke to the team weather on the phone or via email, it was cordial, upbeat and seemed like there was a smile on the other side. I felt secure every step of the way!” – Barbara, Highlands Ranch, CO

“Shauna went above and beyond to make this an easy process for me – she was amazing and I had multiple calls and late night emails where she explained everything so clearly. I wish all transactions could be this easy and friendly! – Shauna and her team were amazing” – Sara, Fort Collins, CO

“Shauna was excellent when it came to transparency. I received consistent updates with regards to items I needed to provide as well as status of tasks on the loan side. Shauna also took the time to walk me through some documents line by line and that was HUGE in giving me peace of mind knowing I had answers to my questions. – My experience was a 10!” – Michael, Littleton, CO

“Shauna was wonderful to work with. She made what can be a very complex process a very simple one. She was very open, quick to response to questions, and genuinely cared about assisting us with the purchase of our home.” – Nick – Denver, CO

“Good experience working with Shauna and her “Team”. They worked hard to get us the loan we needed! They were very thorough and communicated well throughout the entire process–all the way to closing. Thank you!” – Emily, Fort Collins, CO

“Shauna and her staff were professional and exceeded all of our expectations. Shauna is very tedious and covers all the which made us feel like we were in very good hands. We are glad we made the decision to work Excel and Shauna.” – David, Fort Collins, CO

“Shauna’s 10+ years of experience are unmistakable. Her thorough explanation of the options available to me, expectations of what the entire process would look like, and her commitment to do whatever she could to help me achieve my goal helped to alleviate any anxiety I had about the process. The fact that Shauna is extremely professional, courteous, and maintains a level of transparency that is critical to the success of such an important transaction and relationship, is just icing on the cake. I don’t know how she does it but Shauna was always just a phone call or email away, and if she didn’t have the answer right there, she would always level-set when I could expect to hear back from her, and she never failed to deliver. I presume that my particular situation was not as clean-cut as most but I have to say that I am absolutely certain that I would not have the amazing and beautiful home that I do if it were not for Shauna’s expertise, diligence, and passion. I will always be grateful. Thank you” – AJ, Denver, CO

“Shauna was a great resource, very knowledgeable and went out of her way to help me secure a loan. Every step was easy to follow and being able to upload documents electronically made the process extremely efficient. I would highly recommend Shauna.” – Susan, Fort Collins, CO

“Shauna made the refinance process streamline and easy to understand. She was always available to answer any questions no matter the time of day. I really enjoyed working with Shauna and will recommend her to family and friends that are looking at any new loans or refinances.” – Ryan, Fort Collins, CO

“My experience working with Shauna and her support team was awesome! At all times I felt like they were on top of things and I was in good hands. I appreciated the quick replies and wealth of knowledge that were at my fingertips. Thanks again!” – Shane, Lakewood, CO

“While Shauna’s timeliness was unparalleled, it was her thoroughness and character with the emails that put her over the top. She added personal character and gave excellent answers. As well, her team’s promptness and accuracy was excellent.” – PJ, Arvada, CO

“Shauna was an absolute pleasure to work with. She is very detail oriented, knowledgeable, and we appreciated that she kept us updated throughout the process. Her attentiveness to the details made the process very smooth and ensured that there were no surprises. Shauna is a consummate professional and we look forward to working with her again in the future.” – Richard, Fort Collins, CO

“Shauna reduced a very complex system to a very workable one that we could easily understand.” – Lori, Fort Collins, CO

“Shauna did a great job. She kept me informed throughout the process and delivered the loan on time! Thanks Shauna.” – Denver Realtor

“My husband and I had a wonderful experience. I knew Shauna was organized and told us exactly what we needed to do to move through the process.” – Kim & Matt, Broomfield, CO

“Shauna is amazing!!!!!!!!!!! The best ever.. She explained everything to me in such great detail and as a first time buyer, that was very important to me. She even worked with my mom and was very patient through the whole process. She is the best best best :)” – Nicole, Denver, CO

“Shauna was amazing to work with and I am so grateful we were able to find her! Thank you!!” – Christie, Johnstown, CO

“Shauna and her team were very professional. They took the extra time needed to get this difficult refinance done and were very quick to respond to all of my questions. I am so pleased with the service and the end result!” – April, Fort Collins, CO

“Shauna and the Excel team are great to work with. They were quick, friendly and made sure I understood everything. Thanks for all you did for me!” – Jenna, Loveland, CO

“Shauna was wonderful to work with! She is very responsive, easy to get a hold of and detail oriented, which made us very confident in her abilities to get our loan completed. I would definitely use Shauna again and recommend her to family and friends.” – Erin, Fort Collins, CO

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What’s Hot: Trends in the Pipeline for 2018 https://nexsteprealestate.com/4050/ Tue, 02 Jan 2018 16:29:07 +0000 http://highelevation.us/nexsteprealestategroup/?p=4050 Every industry tracks innovations in its field, and housing is no different.…

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Every industry tracks innovations in its field, and housing is no different. As a real estate pro, here are the need-to-know products and services promising to transform homes and your clients’ lifestyles over the next year or so.

The big-picture view on housing trends in 2018 center around integrating technology and creating healthy and connected living environments. That’s why building materials, systems, and products that speak to these concerns are expected to generate greater buzz in the coming year. And with more generations living under the same roof, home-related features that provide an extra pair of hands or calming—even spiritual—influence are also being enthusiastically embraced. Here’s a sampling of coming trends that are important to understand and share with clients.

The Rise of the Tech Guru

Why now: Smart homes are getting smarter, with homeowners increasingly purchasing devices and apps that perform tasks such as opening blinds, operating sprinkler systems, and telling Alexa what food to order. But not all these helpers speak the same language, nor do they always work together harmoniously. “Even plugs and chargers aren’t necessarily universal for different appliances and phones,” says Lisa Cini, senior living designer and author of The Future is Here: Senior Living Reimagined (iUniverse, 2016). Also, with more devices competing for airtime, Wi-Fi systems may not be strong enough to operate throughout a home, which results in dead spots, she says. “What many homeowners need is a skilled tech provider who makes house calls, assesses what’s needed, and makes all the tech devices hum effortlessly at the same time.”

What you should do: More buyers want to see listings updated to take advantage of all technological possibilities from the moment they move in. Add a home technology source to your list of trusted experts. You might even be able to offer a free first visit as a closing gift.

Smart Glass Adds Privacy, Energy Savings

Why now: As more homes feature bigger and more numerous windows, homeowners will naturally look for ways to pare down the energy costs, lack of privacy, and harmful ultraviolet rays that can accompany them. Next year, glass company Kinestral Technologies will begin offering a residential option to their line of windows and skylights. Called Halio, the technology allows users to tint glazing electronically up to 99.9 percent opacity. The company claims this can eliminate the need for blinds, shades, and curtains. “You’ll be able to tell Alexa to tint your windows, which will also provide privacy,” says Craig Henricksen, vice president of product and marketing for Halio. He notes that previously, the commercial version only offered the choice between yellow, brown, or blue casts, but that they’ll now add in an appealing gray tint to the mix. Windows come in a variety of sizes, and contractors can install the cable and low voltage system required to change the tinting. Homeowners can control the tint by voice command through an app, manual operation with switch, or with preset controls. Henricksen says Halio can save homeowners up to 40 percent off their energy bill, and that while the initial cost is around five to six times greater than similar low-E glass, the fact that traditional window treatments won’t be needed means the investment gap narrows.

What you should do: This is an important option to keep in mind if buyers are unsure about big, long runs of windows in a listing. It may make sense to price out options for your particular listing to help home shoppers understand how much it might cost to retrofit the space with such technology.

Spiritual Gardens That Lift the Soul

Why now: Homeowners have long seen their gardens as a place for quiet reflection, so choosing plants and designs that have a physical tie to spirituality is a natural next move. The trend may have started with Bible gardens, which use any number of the more than 100 plants mentioned in the Christian text to populate a restful repose. “So many are good choices because they are hardy, scented, edible, and can withstand harsh climates and environments,” says F. Nigel Hepper, with the Herbarium at the Royal Botanic Gardens in Kew, England, and author of Illustrative Encyclopedia of Biblical Plants(Inter-Varsity Press, 1992). But people of all faiths, or even those simply drawn to botanical history, can appreciate such spaces. “Around for generations, they feed the body and the soul,” says landscape designer Michael Glassman, who designed such a garden in the shape of a Jewish star as a meditative spot at one of Touro University’s campuses. He filled it with mint, pomegranate trees, sage, and other plants that are mentioned in ancient religious texts. Hepper says labeling and providing detailed context to plantings can transform a miscellaneous, obscure collection into an instructive experience.

What you should do: Find out if your local area has a peace garden that could provide examples of this trend. Homeowners might also find inspiration on the grounds of hospitals and assistance care facilities, which often create healing gardens for patients and family members.

Kitchens That Do More Than Just Look Pretty

Why now: An emphasis on eating fresh, healthy foods may mean more frequent trips to grocery stores and farmers markets, but it could also change the architecture of our kitchens. Portland, Ore.–based designer Robin Rigby Fisher says many of her higher-end clients want a refrigerator-only column to store their fresh foods, installing a freezer or freezer drawer in a separate pantry or auxiliary kitchen. The container-gardening industry is vying for counter space with compact growing kits that often feature self-watering capabilities and grow lights. Fisher is also getting more requests for steam ovens that cook and reheat foods without stripping them of key nutrients, though she notes that these ovens can cost $4,000 and have a steeper learning curve than conventional ones. Homeowners also want to be able to use their kitchen comfortably, which means having different or variable counter heights that work for each member of the family, ample light for safe prepping, easy-to-clean countertops, and flooring that’s softer underfoot, such as cork.

What you should do: Be able to point out the beneficial elements of appliances and features in your listing, such as the antimicrobial nature of surfaces like quartzite and copper.

Home Robots to the Rescue

Why now: With lifestyles that seem busier by the day and many families inviting elders who require assistance to live with them, robots that can perform multiple services are gaining in popularity. IRobot’s Braava robots mop and vacuum floors, while Heykuri’s Kuri robot captures short videos of key life moments, including pets’ antics when owners are away. Some robots offer health benefits that mimic real pets, which the U.S. Centers for Disease Control and Prevention says can lower blood pressure and cholesterol, says Cini. She says Hasbro’s Joy for All line of furry robot dogs and cats can provide companionship for the elderly with dementia.

What you should do: Ask buyers about pain points in their current homes that might be mitigated by these new interactive technologies.

Black Is the New Gray

Why now: Palettes change all the time, and some feel the interest in black is a welcome contrast after years of off-whites, grays, and beiges. The hue is coming on strong in every category—appliances, plumbing fixtures, lighting, metal finishes, hardware, and soft goods, according to commercial interior designer Mary Cook of Mary Cook Associates. She appreciates black’s classic, neutral, sophisticated touch and notes it can be a universal mixer. “Black is a welcome accent in any palette,” she says. Marvin Windows and Doors launched its Designer Black line this year, incorporating a hip industrial vibe. Designer Kristie Barnett, owner of the Expert Psychological Stager training company in Nashville, loves how black mullions draw the eye out toward exterior views more efficiently than white windows can. Kohler has released its popular Numi line and Iron Works freestanding bath in black. Even MasterBrand cabinets are available in black stains and paints. For homeowners who prefer to step lightly into the trend, Chicago designer Jessica Lagrange suggests painting a door black.

What you should do: Suggest black accents as an option for sellers looking to update their homes to appear more modern.

Air Locks Preserve Energy, Increase Security

Why now: Incorporating two airtight doors has become a popular way for homeowners to cut energy costs. The double barrier helps keep outside air from entering the main portion of the house and provides a better envelope seal. “We rarely design a house nowadays without one,” says Orren Pickell, president of Orren Pickell Building Group in Northfield, Ill. It’s not just energy homeowners save, though; Pickell says it also supports the trend of more people shopping online. “It keeps packages safer than being left in full view” because delivery services can leave them inside the first door. Homeowners will need a minimum area of five feet squared in order to make this work. Costs vary by project size but it could run homeowners as much as $10,000 to add a small space beyond a front or back door. This usually costs less in new construction or as part of a larger remodeling project, Pickell says.

What you should do: If homeowners are thinking about making changes to their main entryway, be sure to alert them to this trend so they can decide if it makes sense to incorporate it. It may be expensive, but it’s not likely to go out of fashion anytime soon.

Maximized Side Yards

Why now: As a national trend toward smaller lot sizes combines with surging interest in maximizing outdoor space, one area that’s often neglected is the side yard. But designers are beginning to pay attention, transforming these afterthoughts into aesthetically pleasing, functional places that buffer a home from neighbors, says Glassman. He suggests growing plants such as star jasmine, climbing roses, and clematis vertically along the siding or a fence. He has created a pleasant pass-through to a backyard, with meandering walkways flanked by ornamental grasses or honeysuckle. Homeowners who have extra space here might consider adding a small recirculating water feature or a tiny sitting area.

What you should do: Pay special attention to side yards when evaluating a home that’s about to go up on the market. Sellers don’t need to spend much to make this space stand out, and any little thing is better than the feeling that the space has been “thrown away, since real estate is so valuable,” Glassman says.

Battery Backup Systems Offer Resilience

Why now: Any home owner who’s experienced a weather-related disaster, such as hurricanes, forest fires, and torrential downpours, understands the peace of mind that comes from having systems in place to help withstand Mother Nature’s worst punches. One example of this is a battery backup that integrates into a home’s electric system and operates during power outages, says architect Nathan Kipnis of Kipnis Architecture + Planning in Chicago. The backup batteries can store either electricity from the grid or renewable energy generated onsite by solar panels or other means. A key advantage is that the system doesn’t create the noise and pollution you get with an old-school generator, because it doesn’t use natural gas or diesel fuel. While they’re generally more expensive than traditional fossil fuel systems, prices do continue to drop.

What you should do: Understand the difference between a battery backup system and a typical generator, even if you’re not working in an area that sees frequent extreme weather events.

Missing Middle Housing

Why now: Architect Daniel Parolek, principal at Opticos Design in Berkeley, Calif., sees a solution emerging for the mismatch between demand and the housing that’s actually been delivered over the last 20 to 30 years. “Thirty percent of home buyers are single, and their numbers may swell to 75 to 85 percent by 2040, yet 90 percent of available housing is designed for families and located in single-family home neighborhoods,” he says. Parolek says builders must fill in this demand with smaller housing of 600 to 1,200 square feet, usually constructed in styles such as duplexes and cottages communities, and preferably in walkable areas. He cites Holmes Homes’ small townhouses at Daybreak in South Jordan, Utah, as an affordable transit-oriented development that follows missing middle principles.

What you should do: Know where existing missing middle housing may be hiding in your community, so you can help buyers of all ages seeking smaller homes. Also, look for opportunities to invest, either for yourself or your clients, in a type of housing that will likely see more demand than supply in the coming years.

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Toy Drive https://nexsteprealestate.com/toy-drive/ Wed, 20 Dec 2017 16:34:03 +0000 http://highelevation.us/nexsteprealestategroup/?p=4057 Thank you to everyone who graciously participated in our Toy Drive to…

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Thank you to everyone who graciously participated in our Toy Drive to support a Precious Child#PreciousGift. We are thankful for your support! Toys were picked up this week and delivered today! To learn more about A Precious Child check out www.APreciousChild.org

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DMAR Real Estate Market Trends Report | DEC. ’17 https://nexsteprealestate.com/dmar-real-estate-market-trends-report-dec-17/ Tue, 05 Dec 2017 16:31:56 +0000 http://highelevation.us/nexsteprealestategroup/?p=4054 Tight supply and strong demand in Denver-area homes made for a new…

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Tight supply and strong demand in Denver-area homes made for a new record low in housing inventory for the month of November, yet Denver is still on pace to break total record number of homes sold in 2017.

December 5, 2017

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In November compared to the month prior, the number of active listings, new listings, average and median sales prices, and number of homes under contract or sold were all down.

Yet, year to date, today’s market is ahead of last year overall and, furthermore, 2017 is on pace to break last year’s record for the number of homes sold in Metro Denver. The number of homes sold decreased by 13.51 percent compared to the previous month, however it is up 3.28 percent year to date compared to last year. The biggest issue the housing market is facing, according to Steve Danyliw, Chairman of the DMAR Market Trends Committee and Denver REALTOR®, is the strong housing demand and tight inventory.

“This time of year brings the holiday rush and colder weather – it also brings colder housing numbers,” said Danyliw. “The amount of housing activity closely follows the weather. It’s simple: more people buy homes when it’s warm compared to when it’s cold. The biggest story line continues to be low inventory and, like last month, November set a record-low in inventory.” 

This past November closed with 5,131 active listings, compared to 5,420 in November of 2014, which was the previously recorded low for that month. For context, the average active listings for November are 15,232 (1985-2016), and the record-high November was 2006 with 27,530 listings.

“To ease inventory, we need homebuilders to deliver us a present by building more homes, and we need a slower pace of people migrating to our state,” he adds. “History tells us that inventory will continue to decrease until sometime around February. We may be looking at more record lows. The lowest recorded inventory number was 3,878 in February 2017. If current trends continue, we may see inventory below 3,800.”

Furthermore, according to Danyliw, tight supply and strong demand should continue to move home prices higher, but at a slower rate from the last three years. Affordability will become the biggest driver for the foreseeable future.

Our monthly report also includes statistics and analyses in its supplemental “Luxury Market Report” (properties sold for $1 million or greater), “Signature Market Report” (properties sold between $750,000 and $999,999) and “Premier Market Report” (properties sold between $500,000 and $749,999). In November, 135 homes sold and closed for $1 million or greater, down 18.18 percent month over month and up 22.73 percent year over year. The closed dollar volume in November for all luxury residential was $204,312,105, down 19.48 percent month over month and up 16.60 percent year over year.

The highest priced single-family home sold in November was $4,500,000 representing six bedrooms, four bathrooms and 3,088 above ground square feet in Greenwood Village. The highest priced condo sold was $5,300,000 representing two bedrooms, four bathrooms and 5,210 above ground square feet in Denver. The listing and selling agents for both transactions are DMAR members.

“Luxury home sellers have much to be grateful for in the revelry of the holiday season,” stated Elaine Stucy, DMAR Market Trends Committee member and metro Denver REALTOR®. “As 2017 comes to a close, it has been a truly remarkable year for the luxury market.”

While November Luxury Market home sales took a slight dip to 135 residences from the astonishing 165 residences sold in October, year-over-year and year-to-date sales have soared – up 22.73 percent and 30.28 percent respectively.

“Comparing single-family and condo sales reveals some astounding contrasts to the overall market,” she adds. Overall market sales were down 13.81 percent from the previous month, while the luxury segment had a slightly larger decrease of 18.18 percent. However, that percentage consisted of a lopsided negative 23.53 percent on the single-family residential side, offset by a huge 50 percent increase from last month in the condo segment and an even more impressive 200 percent increase over last year.

Stucy comments, “No other segment of the market is performing at this level. Of total sales year to date in the luxury segment, a record 10.47 percent of the sales are condos. Condo sales have never surpassed eight percent of the luxury market until now. The trend is obvious: although a luxury condo is not exactly a ‘tiny house,’ it seems luxury buyers can enjoy Santa without a yard large enough for 12 reindeer.”

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Heritage Title Company is the proud Exclusive Annual Sponsorship Partner of the Denver Metro Real Estate Market Trends Report. 

Learn more about our partner here →


The DMAR Market Trends Committee releases reports monthly, highlighting important trends and market activity emerging across the Denver metropolitan area. Reports include data for Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Denver, Douglas, Elbert, Gilpin, Jefferson and Park counties. Data for the report was sourced from REcolorado® and interpreted by DMAR.

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